MIBA AG appreciates to get input from its community and welcomes comments and feedback related to MIBA AG products and services. However, it is MIBA AG’ policy to not accept or otherwise consider information (such as ideas, proposals, suggestion and comments) other than such that MIBA AG has explicitly requested. This policy is intended to avoid misunderstandings or disputes since new products, services, features, business models etc. are continuously developed by MIBA AG or its suppliers which may be similar or identical to the ideas or information of others, even if developed without any inspiration from such ideas or information of others.

If, despite MIBA AG’ request that you do not send information to MIBA AG, you still send MIBA AG information, such as an idea, proposal, suggestion, comment etc., (collectively the “Submission”) you agree, regardless of any reservations made by you in an accompanying letter or otherwise:

- that the Submission or parts of it shall be deemed non-confidential and non-proprietary;
- that MIBA AG shall have no obligations (contractual or otherwise, including, but not limited to, obligations to review, respond to or otherwise process the Submission and/or to keep the Submission confidential) with respect to the Submission or parts of it;
- that MIBA AG shall have no liability for any use or disclosure of the Submission, or parts of it; and
- that MIBA AG shall be entitled to unrestricted use in any way of the Submission or parts of it for any purpose whatsoever, commercial or otherwise, without any consideration or compensation to you.